Be sure to take pictures and videos of your home, cars, boats, trailers and campers.
St. Petersburg, Fl
Opinion by: E. Eugene Webb PhD
Author: In Search of Robin, So You Want to Blog.
Here is a list
of Emergency Supplies from Florida’s State Emergency Response team:
o Water
(at least a gallon a day per person, for 3 to 7 days)
o
Food (enough for at
least 3 to 7 days)
o
Non-perishable
foods and juices
o
Foods for infants
and the elderly
o
Snack foods
o
Non-electric can
opener
o
Cooking tools and
fuel
o
Paper plates and
plastic utensils
o
Blankets and
pillows
o
Clothing (Including
rain gear and sturdy shoes)
o
First-Aid Kit, medicines
and prescriptions
o
Toiletries ad
hygiene items
o
Special care items
(for babies or the elderly)
o
Moisture wipes
o
Flashlight and
batteries
o
Radio (Battery
operated and NOAA weather radio)
o
Cash (Banks and
ATMs may not be open or available)
o
Keys
o
Toys, books and
games
o
Important documents
(Keep in a waterproof container)
o
Insurance, medical
records, bank account numbers, social security cards, etc.
o
Toolset
o
Pet care items
o
Proper
identification and immunization records
o
Ample supply of
food and water
o
Carrier or cage
o
Medication
o
Muzzle and leash
CAUTIONS:
If you have a
generator make sure you have:
o
Adequate extension
cords with the right plugs
o
Note the Power
requirements of items you connect to the generator.
o
Fuel: Do Not store close to the generator.
o
DO NOT RUN THE GENERATOR INSIDE THE HOUSE OR GARAGE.
o
Generators get very hot keep them in a place where they
are not near combustible materials.
Portable propane stoves or grills:
o Disconnect fuel can when not in use.
o Disconnect fuel can when not in use.
o
If you are not used
to cooking with an open flame use caution.
VIDEO DOCUMENTATION
Using your Cell
Phone or digital camera take pictures of the following:
o
Your Home or Apartment:
o
All angles,
including a shot front and back of the roof
o
Garage door
o
Fences - each fence
segment
o
Pool and enclosure:
front, each side, back and top
o
Patio: Any
structures (Pergolas, built in grills, fire pits)
o
Yard toys, swing
sets
o
Screen rooms or
Florida rooms interior and exterior.
o
Covered decks,
especially those with aluminum roofs
o
Interior: Video of
each room or still shots of each room be sure to get electronics
o
Detached Garage: front,
each side, back, roof and door
o
Any Trees in your
yard or a neighbor’s yard that might fall.
o
All your cars and
trucks: front, each side and back
o
Work Trailers: front,
each side and back
o
Campers: front,
each side and back. If your camper is parked in offsite storage go take
pictures of your camper and the surroundings and make sure they are DATED.
o
Boats: front, each
side and back. If your boat is parked in offsite storage go take pictures of
the boat and surroundings, if moored in a marina or mooring field take pictures
and make sure they are DATED.
o Any other large scale or expensive item take pictures.
o Any other large scale or expensive item take pictures.
Upload these pictures to your cloud storage so you will
have them should you lose your cell phone or camera or put them on a
CD.
AFTER THE STORM PASSES
Repeat all the
above photos/videos so you have before and after video documentation.
Upload these pictures to your cloud storage so you will
have them should you lose your cell phone or camera or put them on a
CD.
Be prepared to
share this information with any claim's adjuster that you deal with.
This will be the
most valuable information you will have should you need to file an insurance
claim. It takes all the argument out of the “condition before” discussion.
If you have
recently made major improvements to your home, new roof, paint, new windows,
new garage door look up the receipts NOW so you can provide copies for any
possible claim.
The better your
documentation the quicker and possible larger you claim settlement will be.
E-mail Doc at mail to: dr.gwebb@yahoo.com or send me a Facebook (E. Eugene Webb) Friend request. Be sure
to follow me on Pintrest (Doc Webb), Like or share on Facebook and follow me on TWITTER @DOC ON THE BAY.
See Doc's Photo
Gallery at Bay Post Photos.
Disclosures:
Contributor to Rick Baker for Mayor
Campaign
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