Have you ever found yourself being sold more medical services than you planned on?
Tampa Bay, Fl
Opinion by: E. Eugene Webb PhD
Author: In Search of Robin, So You Want to Blog.
Opinion by: E. Eugene Webb PhD
Author: In Search of Robin, So You Want to Blog.
Have
you had the experience of going to a dentist, eye doctor, chiropractor or other
medical provider and been given a reasonable looking estimate of the cost of
the procedure you need or are interested in only to have that cost rise
dramatically as the process begins?
There
are a lot of names for this type of business practice: bait and switch, entice
and transfer, trade up, up sell, move up more; or as I like to call it “lie and
cheat.”
Now,
there are certainly times that a medical, dental or eye procedure may require
additional services, but what I am talking about is a deliberate attempt to
lure you in and get you in a position where you have little option but continue
with escalating costs.
My
wife and I have recently experienced this process, me with a dentist and her
with a Lasik process.
In
my case, a large dental practice with multiple locations in the bay area that I
had been using for years recommended I have an implant where a tooth had been
removed.
I
agreed and was referred to their traveling oral surgeon.
What started out as an estimate of about
$1000.00 for the implant quickly ballooned into a nearly $6000.00 process of
deep cleaning, periodontal process, oral gum surgery, tooth extraction (the tooth
was on the other side of my mouth) and finally an implant.
Fortunately,
they provided estimates prior to any work being performed and I have called a
halt to the process.
In
my wife’s case one of the larger Lasik/eye centers you see advertised in the
Bay area examined my wife, who already knew she needed eye surgery but was looking
for services closer to our new home.
Following
the examination, she was taken to a “scheduling room”, where a non-medical
professional recommended a more expensive lens and other services that “your
insurance will not cover.” The cost rose to levels considerably higher than her
original Lasik procedure in her other eye. She has decided to go back to her
original provider even though the drive will be much longer.
The
point of all of this is simply when you walk into a specialty medical facility
that looks like a cross between a medieval castle and a new car dealership
remember someone has to pay for all of that and that someone is you. The
primary reason they don’t accept your medical insurance is that if they do in
many cases the insurance provider sets the procedure rates and that limits
revenue.
It
used to be you could trust your doctor to be fair and honest, and I believe
that is still true in many cases. But large practices are often owned by
medical businesses and run by non-medical professionals. Their objectives are
revenue and return on investment.
So,
if you find yourself in a closing room as opposed to an examination room being
hustled for expensive procedures and add ons, especially those “your insurance”
doesn’t cover, it may be time for you to do some shopping around.
These
days caveat emptor (buyer beware) is just as applicable in the medical clinic, vision
center or dental practice as it is at the car dealership.
These
days you are more of a customer than a patient.
E-mail Doc at mail to:
dr.gwebb@yahoo.com or send
me a Facebook (E. Eugene Webb) Friend request. Like or share on Facebook and follow me on TWITTER @DOC ON THE BAY.
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See Doc's Photo Gallery at Bay Post Photos.
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